Terms of Service

1. Acceptance of Terms

By accessing or using the FinStack+ website, platform, or services ("Services"), you agree to be bound by these Terms of Service. If you do not agree, please do not use our Services.

2. Description of Services

FinStack+ provides a cloud-based core banking and open banking platform for financial institutions, including but not limited to core processing, lending, deposit management, investment management, and API connectivity solutions.

3. Intellectual Property

All content, trademarks, software, and intellectual property on this website and within the FinStack+ platform are owned by or licensed to FinStack+. You may not reproduce, distribute, modify, or create derivative works without our express written consent.

4. User Responsibilities

As a user of our Services, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your account credentials
• Use the Services in compliance with all applicable laws and regulations
• Not attempt to breach the security of our platform
• Not use the Services for any unlawful or unauthorized purpose

5. Limitation of Liability

To the maximum extent permitted by law, FinStack+ shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the Services.

6. Privacy

Your use of our Services is also governed by our Privacy Policy. Please review it to understand our practices regarding your personal information.

7. Termination

We reserve the right to suspend or terminate your access to our Services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, third parties, or our business interests.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Services after changes constitutes acceptance of the new Terms.

10. Contact

For questions about these Terms, please contact us at legal@finstackplus.com or through our contact page.